More info on the insurers of the Archdiocese of Seattle.
The Catholic Mutual Group, is a non-profit insurance provider, to be distinguished from an insurance company, essentially, the self-insurance fund of the Catholic Church in the US. It is incorporated in the state of Nebraska. It is not a traditional insurance company and thus is able to provide coverage which goes far beyond traditional liability insurance coverage. But do they have the moral, legal, ethical right to underwrite criminal acts? According to their history, the CMG was founded in order to provide coverage for church property. One wonders exactly when it was that CMG paid out on a claim for sexual misconduct for the first time.
Of course, the claims against the church are probably worded in order to make claims for "negligence" on the part of the heirarchy, regarding their habit of moving sexual offending priests from one parish to another, not for the criminal acts themselves. But one question still needs to be answered--are CMG's losses underwritten by any other commerical insurance entities in the United States?